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Medicare FAQs

Clear answers to your most common questions

How do I report Medicare fraud?+

To report suspected Medicare fraud:

Call 1-800-447-8477 (HHS TIPS)

All reports are confidential. Help us protect Medicare for everyone.

When should I enroll in Medicare?+

Best time to enroll:

  • 3 months before turning 65
  • During your birthday month
  • Up to 3 months after turning 65

Contact Social Security: 1-800-772-1213

What's covered under Medicare?+

🏥 Part A (Hospital Insurance)

Hospital stays, skilled nursing care, hospice, some home health

👩⚕️ Part B (Medical Insurance)

Doctor visits, outpatient care, preventive services

💊 Part D (Drug Coverage)

Prescription medications (varies by plan)

How much does Medicare cost?+

Part A: $0 premium for most people

Part B: $174.70/month (standard 2024 rate)

Part D: Varies by plan ($30-$100+/month)

Actual costs depend on income and plan choices. We can help estimate your costs.

Medicare vs Medicaid - What's the difference?+

Medicare

  • Age-based (65+)
  • Disability qualification
  • Federal program

Medicaid

  • Income-based
  • State-managed
  • Additional benefits
Lost my Medicare card - what now?+

Get a replacement card:

  1. Visit SSA.gov
  2. Log into your account
  3. Request replacement card

Allow 30 days for delivery. We can help with temporary solutions.

Still have questions?

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About

Midwest Benefits Group is a local insurance agency specializing in Medicare and Life Insurance. We provide personalized guidance to help clients navigate Medicare options, ensuring they select plans that meet their healthcare needs.

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Not connected with or endorsed by the United States government or the federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.

Owned by: Midwest Benefits Group. This website is not connected with the federal government or the federal Medicare program.

Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

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