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Medicare FAQs

Clear answers to your most common questions

How do I report Medicare fraud?+

To report suspected Medicare fraud:

Call 1-800-447-8477 (HHS TIPS)

All reports are confidential. Help us protect Medicare for everyone.

When should I enroll in Medicare?+

Best time to enroll:

  • 3 months before turning 65
  • During your birthday month
  • Up to 3 months after turning 65

Contact Social Security: 1-800-772-1213

What's covered under Medicare?+

🏥 Part A (Hospital Insurance)

Hospital stays, skilled nursing care, hospice, some home health

👩⚕️ Part B (Medical Insurance)

Doctor visits, outpatient care, preventive services

💊 Part D (Drug Coverage)

Prescription medications (varies by plan)

How much does Medicare cost?+

Part A: $0 premium for most people

Part B: $174.70/month (standard 2024 rate)

Part D: Varies by plan ($30-$100+/month)

Actual costs depend on income and plan choices. We can help estimate your costs.

Medicare vs Medicaid - What's the difference?+

Medicare

  • Age-based (65+)
  • Disability qualification
  • Federal program

Medicaid

  • Income-based
  • State-managed
  • Additional benefits
Lost my Medicare card - what now?+

Get a replacement card:

  1. Visit SSA.gov
  2. Log into your account
  3. Request replacement card

Allow 30 days for delivery. We can help with temporary solutions.

Still have questions?

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About

Midwest Benefits Group is a local insurance agency specializing in Medicare and Life Insurance. We provide personalized guidance to help clients navigate Medicare options, ensuring they select plans that best meet their healthcare needs.

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Disclaimer: This website is for informational purposes only. Insurance plans and availability may vary by state and individual circumstances. Please consult with a licensed insurance agent at Midwest Benefits Group for personalized advice and full terms.

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