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Medicare FAQs

Clear answers to your most common questions

How do I report Medicare fraud?+

To report suspected Medicare fraud:

Call 1-800-447-8477 (HHS TIPS)

All reports are confidential. Help us protect Medicare for everyone.

When should I enroll in Medicare?+

Best time to enroll:

  • 3 months before turning 65
  • During your birthday month
  • Up to 3 months after turning 65

Contact Social Security: 1-800-772-1213

What's covered under Medicare?+

🏥 Part A (Hospital Insurance)

Hospital stays, skilled nursing care, hospice, some home health

👩⚕️ Part B (Medical Insurance)

Doctor visits, outpatient care, preventive services

💊 Part D (Drug Coverage)

Prescription medications (varies by plan)

How much does Medicare cost?+

Part A: $0 premium for most people

Part B: $174.70/month (standard 2024 rate)

Part D: Varies by plan ($30-$100+/month)

Actual costs depend on income and plan choices. We can help estimate your costs.

Medicare vs Medicaid - What's the difference?+

Medicare

  • Age-based (65+)
  • Disability qualification
  • Federal program

Medicaid

  • Income-based
  • State-managed
  • Additional benefits
Lost my Medicare card - what now?+

Get a replacement card:

  1. Visit SSA.gov
  2. Log into your account
  3. Request replacement card

Allow 30 days for delivery. We can help with temporary solutions.

Still have questions?

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About

Midwest Insurance Advisors is a local insurance agency specializing in comprehensive insurance solutions including Medicare, Life, Health, Auto, and Home Insurance. We provide personalized guidance to help clients navigate their insurance options, ensuring they select plans that meet their unique needs and budget.

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Not connected with or endorsed by the United States government or the federal Medicare program.

This is a solicitation for insurance. By responding, you may be contacted by a licensed insurance agent to discuss Medicare Supplement Plans, Medicare Advantage Plans, and Prescription Drug Plans.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Owned by: Midwest Insurance Advisors. This website is not connected with the federal government or the federal Medicare program.

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