Medicare: What’s It All About?
Medicare is the government’s health plan for people 65 and older (or those who qualify). It covers hospital stays, doctor visits, and meds – but choosing the right plan can feel like decoding secret instructions.
At Midwest Benefits Group, we cut through the confusion and help you pick the plan that fits your needs and budget. Think of us as your friendly guide on this sometimes crazy journey.
Medicare Supplement (Medigap)
Original Medicare doesn’t cover everything. That’s where Medigap comes in – it helps pay for copays, coinsurance, and deductibles. It’s like having an extra cushion for those unexpected bills.
Offered by private companies, these plans are standardized (Plan A, Plan B, Plan G, etc.), so comparing them is easier than you might think – even if premiums can still vary.
We at Midwest Benefits Group are pros at helping you navigate Medigap options so you don’t overpay and can keep your wallet happy.
Medicare Advantage (Part C)
Medicare Advantage is like the all-inclusive vacation of health plans – it bundles hospital, medical, and sometimes even prescription coverage (plus extra perks like dental or vision).
These plans are offered by private companies approved by Medicare, giving you a one-stop-shop for your healthcare needs.
Medicare Part D
Medications can be expensive – that’s where Part D steps in. It helps cover prescription drug costs, so your medications don’t break the bank.
Available as an add-on to Original Medicare or part of a Medicare Advantage plan, each Part D plan has its own list of drugs and pricing tiers.
Contact Us Today!
At Midwest Benefits Group, we’re here to make your life easier. Whether you have questions about Medicare, Life Insurance, or Retirement Protection, our friendly team is ready to help.
Give us a call, send an email, or visit our Missouri office. We can’t wait to help you secure a healthier, happier future.
Talk To Our Advisor!