Medicare: What's It All About?

Medicare Supplement (Medigap)

Original Medicare doesn't cover everything. That's where Medigap comes in – it helps pay for copays, coinsurance, and deductibles. It's like having an extra cushion for those unexpected bills.

Offered by private companies, these plans are standardized (Plan A, Plan B, Plan G, etc.), so comparing them is easier than you might think – even if premiums can still vary.

We at Midwest Insurance Advisors are pros at helping you navigate Medigap options so you don't overpay and can keep your wallet happy.

Medicare Advantage (Part C)

Medicare Advantage is like the all-inclusive vacation of health plans – it bundles hospital, medical, and sometimes even prescription coverage (plus extra perks like dental or vision).

These plans are offered by private companies approved by Medicare, giving you a one-stop-shop for your healthcare needs.

Medicare Part D

Medications can be expensive – that's where Part D steps in. It helps cover prescription drug costs, so your medications don't break the bank.

Available as an add-on to Original Medicare or part of a Medicare Advantage plan, each Part D plan has its own list of drugs and pricing tiers.