Terms & Conditions

1. Introduction

Welcome to Midwest Benefits Group (“we,” “our,” “us”). These Terms & Conditions govern your use of our website and services related to Medicare Advantage, Part D, and other Medicare-related information. By accessing or using our site, you agree to these terms.

2. Eligibility & Use

• You must be 18 or older and eligible to enroll in Medicare plans in your area.
• Acceptable Use: You agree not to misuse our content, submit false information, or engage in unlawful or harmful activity.
• We reserve the right to suspend or terminate access for any violations of these terms.

3. Disclaimers & Limitations of Liability

• Informational Purposes Only: The content provided on our site is for marketing and educational purposes only. It is not intended as medical, legal, or financial advice.
• No Guarantees: We do not guarantee that any specific plan is suitable for your needs. You are responsible for selecting a plan based on your individual circumstances.
• Limitation of Liability: Midwest Benefits Group shall not be held liable for any indirect, incidental, or consequential damages arising from your use of the site or services.

4. Intellectual Property

All text, graphics, logos, and content on this site are the property of Midwest Benefits Group or its licensors and are protected under applicable copyright and intellectual property laws. You may not reuse, reproduce, or distribute any material without written permission.

5. Privacy & Data Use

Your use of our site is also governed by our Privacy Policy, which explains how your data is collected, stored, and used. We strive to handle your information in compliance with HIPAA standards and applicable CMS marketing guidelines for Medicare agencies operating in your state.

6. CMS & Medicare Compliance

• Midwest Benefits Group complies with all applicable CMS marketing regulations related to Medicare Advantage, Part D, and Supplement plans, including disclosures and TPMO (Third-Party Marketing Organization) requirements.
• Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of these external sites. Visiting third-party links is at your own discretion and risk.

8. Modifications to Terms

We reserve the right to update or change these Terms & Conditions at any time. Updates will be posted on this page with an updated "Effective Date." Continued use of our site following changes signifies your acceptance of those changes.

9. Governing Law

These terms are governed by the laws of the state in which you, the user, reside—whether in Kansas, Missouri, Colorado, or elsewhere— without regard to conflict-of-law principles. Any disputes shall be handled in accordance with the legal jurisdiction applicable to your residence.

10. Contact Information

Midwest Benefits Group
Email: admin@mwbenefitsgroup.com
Phone: 913-215-9522